Life Insurance in Asia： Winning in the Next Decade 亚洲的人寿保险：赢得未来的十年

作者： Stephan Binder，Joseph Luc Ngai 著

出 版 社：

出版时间： 2009-4-1字数：版次： 1页数： 228印刷时间：开本： 16开印次： 1纸张：I S B N ： 9780470824405包装： 精装编辑推荐

作者简介：

Dr. Stephan Binder is a di-rector in McKinsey's Shanghai office and leader of the Jnsurance Practice in Asia. He has been with McKinsey since 1995 and is an advisor to many of the region's leading insur-ance companies and banks, with a long track record of successfully working with leading local companies and multinationals in Asia, Europe and North America, Stephan has made frequent publications and is a prominent speaker at conferences on financial services topics. A German national, he holds a Ph.D. from the University of Munster and a

Master of Business Administration and Economics from the University of Witten-Herdecke.

内容简介

The Asian life insurance industry is truly entering an inflection point. Coming off massive growth from the past several years, the industry has suffered greatly, along with the rest of the financial industry, in the 2008 financial crisis. Most life insurers across Asia have lost tremendous value in the wake of the crisis; a few are in significant distress. It is important not to lose sight of the longer-term outlook though: fueled by macroeconomic factors such as the emergence of the middle class, high savings rates, and the growing need to save and invest for retirement, Asia's life insurance market is expected to grow at double the rate of the US and European market over the next decade. The time now is ripe for insurers to establish regional partnerships to access these markets. This authoritative book analyses the life insurance landscape in Asia, including traditional life insurance, bancassurance, etc. It comprehensively overviews the Asian insurance industry, based on extensive research provided by the authors on business opportunities and key success factors. This is an accessible yet authoritative guide to a key market opportunity.

目录

Acknowledgments

Preface

Why We Wrote Life Insurance in Asia:

Winning in the Next Decade

Who Needs to Read Life Insurance in Asia:

Winning in the Next Decade

1 Life Insurance in Asia: Winning in the Next Decade

Chapter 2--Emerging Themes in Asia

Chapter 3--China and India: Yes, Size Does Matter

Chapter 4--Japan: New Tricks in an Old Market

Chapter 5--Asian Tigers: Maturing Markets Still Going Strong

Chapter 6--Southeast Asia: Back on a Growth Trajectory

Chapter 7--Australia: Light at the End of the Tunnel?

Chapter 8---The Next Decade: What it Takes to Win in Asia

2 Emerging Themes in Asia

Continued Rapid Growth

The Emerging Middle Class: 200 Million New Customers!

The Rise of the Multinational Insurers in Asia

The Changing Face of Distribution

Changing the Product Mix Due to the New Needs of Asian Consumers

China and India: Yes, Size Does Matter

Market Trends Common to China and India

China: Emerging Giant

India: Rediscovering Private Insurance

Key Challenges to Growth for Life Insurers in China and India.

4 Japan: NewTricks in an Old Market

Continued Decline in the Overall Market

The Slow Decline of the Incumbents

Emerging Sizeable Opportunities in Certain Product Submarket,,

Increasing Scope for Innovative Sales Models

Rewards for Innovative Players with Perseverance

The Future Outlook

5 Asian Tigers: Maturing Markets Still Going Strong

High Market Penetration

Stable Competitive Landscape

A Sizeable Foreign Presence

Market Snapshots

The Future: Solid Growth with Increasing Professionalization and Sophistication

6 Southeast Asia: Back on a Growth Trajectory

Vietnam

Indonesia

Growth Opportunities via Diversified Product Portfolios

Increasing Competition between Foreign and Local Players

Channel Upgrades to Reach More Customer Segments

The Future: Reaching Scale

7 Australia:Light at the End of the Tunnel?

8 The Next Decade:What it Takes to Win in Asia

Appendix

Notex

Index